24 Hour Payday Loans

What is a cash advance and how does it work?

A cash advance is a signature loan backed by a future source of income, usually your paycheck. That’s why they are also known as “payday loans.” A cash advance is designed to help you with a temporary shortage of cash or an unforeseen emergency. You can use the cash for car repair, food, credit card bills, other bills, rent, travel, or whatever you want. Most people get approved online for a cash advance instantly, and with no hassles. Payday loans are growing in popularity because they are easy to obtain and are an excellent, low-cost alternative to exorbitant late fees, reconnect fees and other penalties creditors can charge against your accounts.

What do I need to qualify for a payday loan?

Qualifications vary. Most lenders require you to have a job or steady source of income such as an annuity or Social Security check, be at least 18 years of age and to have a bank account with direct deposit.

How much can I borrow?

This varies from lender to lender. Typically, cash advances range from $200 to $1,000. Most lenders make decisions based on several factors in your online application, so honesty is the best policy when you fill out the form. This will most likely help ensure a quick and favorable result.

How long does approval take?

Most lenders will approve you shortly after you apply. But some variables may make the process take a little longer.

After approval, how long does it take to get my cash advance?

When you are approved, money is usually wired to your account on the next available business day.

Must I have direct deposit?

Yes. Direct deposit means you can get your cash quickly and the lender is able to receive your repayment.